Akhmad Affandi Mahfudz, Sinta ID 6002648, Scopus ID 55747792800, Department of Islamic Economic, Universitas Darussalam Gontor

Hamdi Agustin, Sinta ID 6025786, Scopus ID 57191857899, Department of Finance, Faculty of Economy, Islamic University of Riau (UIR)

Zulkifli, Sinta ID 6001426, Scopus ID 57044802100, Department of Islamic Economics, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Nanda Suryadi,Sinta ID 6719702, Scopus ID 57202505688, Department of Accounting, Faculty of Economy and Social Science, Islamic State University of Sultan Syarif Kasim (UIN SUSKA) Riau

Astri Ayu Purwati, Sinta ID 5982510, Scopus ID 57205297859, Head Department of Management, Institut Bisnis & Teknologi Pelita Indonesia

Ficha Melina, Sinta ID 6182498, Scopus ID 57216437471, Departement of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Nurhasanah, Sinta ID 6634721, Scopus ID 57215569156, Magister of Islamic Economic Laws, Faculty of Syariah and Laws, UIN Syarif Hidayatullah Jakarta