The Impact of Fear of Missing Out (FoMO) and Materialism on Financial Stress Among Students at Public Universities: The Moderating Role of Religiosity. IJISIM [Internet]. 6 Juli 2026 [dikutip 30 Juli 2026];4(2):57-64. Tersedia pada: https://journal.al-matani.com/index.php/ijisim/article/view/2687