Budiarta, I Nyoman, and Komang Endrawan Sumadi Putra. “Digital Payment Experience: The Influence of Hedonic Motivation and Price Value on QRIS Usage Intention”. INVEST : Jurnal Inovasi Bisnis dan Akuntansi 6, no. 2 (September 15, 2025): 398-407. Accessed January 19, 2026. http://journal.al-matani.com/index.php/invest/article/view/1597.