Evadine, R. 2025. The Effect of Loan To Deposit Ratio (LDR), Net Interest Margin (NIM) and Credit Risk on Profitability in Conventional Banking Companies That Registered in Indonesia Stock Exchange in 2019-2023. INVEST : Jurnal Inovasi Bisnis dan Akuntansi. 6, 2 (Jul. 2025), 306-314. DOI:https://doi.org/10.55583/invest.v6i2.1467.